Stable Money: Earn 9.50% on FD 1.30.52

Stable Alpha Technologies Private Limited – Freeware – Android iOS
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The introduction of the Stable Money fixed deposit app marks a noteworthy advancement in India's financial landscape, offering a streamlined platform for fixed deposit bookings without the necessity of opening a new bank account.

The app enables users to invest in fixed deposits online in under three minutes, boasting a completely paperless and user-friendly process. Users can effortlessly compare interest rates across various fixed deposits (FDs) and receive tailored suggestions aligned with their investment objectives. This service is designed to simplify the investment journey while aiming to deliver competitive returns over extended periods.

Key Features of Stable Money
<ul>
 <li>Access to fixed deposits from over 200 banks, allowing users to select an option that aligns with their financial goals.</li>
 <li>A comprehensive comparison tool for finding optimal FD rates.</li>
 <li>No requirement for a new bank account.</li>
 <li>Quick online investment process completed in under three minutes.</li>
 <li>24/7 responsive customer support for assistance.</li>
</ul>

Innovative Approach to Fixed Deposits
<ul>
 <li>Earnings Tracking: Monitor your FD investments and observe daily growth in your capital.</li>
 <li>Smart Recommendations: Receive informed suggestions based on your investment timeline, whether short or long-term.</li>
 <li>FD Comparison: Evaluate over 200 FDs to find the best match for your financial goals.</li>
 <li>Flexible Payment Options: Invest through convenient methods such as UPI and net banking.</li>
 <li>Withdrawal Calculator: Calculate the exact maturity amount, as well as potential withdrawals before maturity.</li>
</ul>

Steps to Invest via the Stable Money App
<ol>
 <li>Download the Stable Money app.</li>
 <li>Register using your mobile number.</li>
 <li>Provide your name and email address.</li>
 <li>Select from a variety of FDs offered by banks and NBFCs.</li>
 <li>Determine the investment amount and duration based on personal goals.</li>
 <li>Complete the KYC process using your Aadhaar and PAN card.</li>
 <li>Add a nominee and review your information.</li>
 <li>Make the payment and await confirmation.</li>
</ol>

Why Select Stable Money?
<ul>
 <li>Safety: Fixed deposits are insured up to ₹5 Lakhs by DICGC, ensuring security. Collaborations with well-established institutions such as Utkarsh Small Finance Bank and Bajaj Finance enhance trustworthiness among investors.</li>
 <li>Trust: The app emphasizes security, incorporating industry-leading measures to protect personal data and investments.</li>
 <li>Simplified Process: With an intuitive interface, the app allows even novice investors to engage with ease in wealth-building activities.</li>
 <li>Convenient Withdrawals: Users can withdraw funds from bank FDs with a simple one-click feature, eliminating the need for physical bank visits.</li>
 <li>Support for Financial Goals: Regardless of whether one’s goals include saving for significant purchases or future security, Stable Money is positioned to assist in achieving these aims efficiently.</li>
</ul>

Understanding Fixed Deposits
A fixed deposit is a financial product where an individual deposits a set amount of money with a bank or NBFC for a predetermined period. Interest on fixed deposits is calculated based on several factors:
<ul>
 <li>Principal Amount</li>
 <li>Interest Rate</li>
 <li>Tenure</li>
 <li>Compounding Frequency</li>
</ul>

The formula for calculating interest is as follows:
Interest = (P X R X T)/ 100

For example, if Ms. Pragya invests ₹100,000 for ten years at an interest rate of 5% per annum:
<ul>
 <li>Simple Interest = (₹100,000 X 5 X 10 years)/100 = ₹50,000</li>
 <li>Maturity Value = Principal amount + Simple Interest = ₹100,000 + ₹50,000 = ₹150,000 </li>
</ul>

At Stable Money, our goal is to assist individuals in securely growing their wealth through fixed-income assets while focusing on sustainable returns over both short and long durations.

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